Partner Program Terms & Conditions

Effective Date: 1 June 2026
Last Updated: 26 June 2026

1. Introduction

Welcome to the Avon Ensure Partner Program.

These Partner Program Terms & Conditions (“Terms“) govern your participation in the Avon Ensure Partner Program (“Program“). By applying to join or participating in the Program, you (“Partner“, “you“, or “your“) agree to comply with these Terms.

These Terms form a legally binding agreement between you and Avon Ensure (“Avon Ensure“, “we“, “our“, or “us“).

Please read these Terms carefully before participating in the Program.

2. About Avon Ensure

Avon Ensure is an independent consultancy business that assists individuals and businesses in identifying suitable products and services through professional consultation, guidance, and support.

Our services may include introducing clients to carefully selected third-party providers where appropriate.

Unless expressly stated otherwise:

• Avon Ensure is not an insurance company.
• Avon Ensure does not underwrite insurance policies.
• Avon Ensure does not guarantee acceptance, pricing, or availability of any third-party product or service.
• Any agreement for a third-party product or service is entered into directly between the client and the relevant provider.

The Partner Program is designed to reward Partners who introduce prospective clients to Avon Ensure.

3. Definitions

For the purposes of these Terms:

Partner means any individual or business approved by Avon Ensure to participate in the Program.

Client means a person or business referred to Avon Ensure.

Referral means the introduction of a prospective Client through an approved referral method.

Qualifying Referral means a Referral that satisfies all eligibility requirements under these Terms.

Services means any consultancy, advisory, comparison, referral, support, or related services offered by Avon Ensure from time to time.

Commission means the payment Avon Ensure may make to an eligible Partner for a Qualifying Referral.

4. The Partner Program

The Avon Ensure Partner Program enables approved Partners to introduce prospective Clients to Avon Ensure.

Where a referred Client successfully engages our Services or completes a qualifying transaction following our consultation, the Partner may become eligible to receive Commission in accordance with these Terms.

Participation in the Program does not guarantee Commission.

5. Partner Eligibility

Applications are open to individuals and businesses worldwide.

Participation is subject to Avon Ensure’s approval.

We reserve the right to approve, reject, suspend, or terminate any application at our sole discretion.

We may request additional information before approving any application.

6. Referral Methods

Partners may submit Referrals using one or more approved methods including:

• submitting Client information through an official Avon Ensure referral form;
• sending referral information to an authorised Avon Ensure email address; or
• any additional referral method approved by Avon Ensure.

Referral methods may change from time to time.

7. Qualifying Referrals

A Referral becomes a Qualifying Referral only when all of the following conditions have been met:

• the Referral is genuine;
• the Client has not already been introduced to Avon Ensure;
• the Client successfully purchases or engages an eligible Avon Ensure Service or completes a qualifying transaction;
• any applicable payment has been received;
• any applicable cooling-off period has expired;
• Avon Ensure has verified the Referral.

Submitting a Referral does not automatically entitle a Partner to Commission.

8. Commission

Partners may earn Commission for Qualifying Referrals.

Commission may vary depending on:

• the Service provided;
• referral volume;
• total business generated;
• promotional campaigns;
• commission slabs;
• Partner performance.

Commission structures are determined solely by Avon Ensure.

Separate Commission schedules may be published from time to time.

9. Commission Slabs

Commission rates may increase based upon:

• monthly successful Referrals;
• total revenue generated;
• Service category;
• promotional campaigns;
• strategic Partner agreements.

Commission slabs may be updated at any time with reasonable notice.

10. Payment of Commission

Commission becomes payable only after Avon Ensure confirms that all eligibility requirements have been satisfied.

Partners may request payment at any time.

There is no minimum withdrawal amount.

Payments will normally be made by Bank Transfer.

Partners are responsible for ensuring their payment information remains accurate.

11. Cancelled Transactions

No Commission will be payable where:

• the Client cancels during any applicable cooling-off period;
• payment fails;
• the transaction is refunded;
• fraud is identified;
• duplicate Referrals exist;
• the Referral is otherwise invalid.

If Commission has already been paid, Avon Ensure may deduct the amount from future Commission payments.

12. Referral Ownership

Where more than one Partner claims the same Client, Avon Ensure will determine ownership using:

• the first valid Referral received; and
• Avon Ensure’s CRM, communication records, and internal systems.

Avon Ensure’s decision regarding Referral ownership shall be final.

13. Partner Responsibilities

Partners agree to:

• act honestly and professionally;
• protect Avon Ensure’s reputation;
• provide accurate information;
• respect Client privacy;
• comply with applicable laws;
• communicate truthfully;
• avoid misleading statements;
• use only approved marketing materials.

Partners are responsible for ensuring that all information submitted is accurate.

14. Advertising & Promotion

Partners may promote Avon Ensure through lawful marketing activities.

Subject to these Terms, Partners may use:

• websites;
• blogs;
• email marketing;
• social media;
• Google Ads;
• Microsoft Ads;
• Meta advertising;
• printed marketing materials;
• other approved advertising channels.

Partners must ensure that all advertising:

• is accurate;
• is lawful;
• complies with platform policies;
• complies with applicable advertising and consumer protection laws;
• accurately represents Avon Ensure’s Services.

Avon Ensure may request the amendment or removal of any promotional material at any time.

15. Brand Guidelines

Partners may use Avon Ensure’s:

• logo;
• banners;
• approved graphics;
• promotional assets;

only after receiving written permission from Avon Ensure.

Partners must not:

• alter our logo;
• redesign our branding;
• modify approved marketing materials without approval;
• register confusing domain names;
• create websites pretending to represent Avon Ensure;
• impersonate Avon Ensure employees.

All intellectual property remains the exclusive property of Avon Ensure.

16. No Authority

Partners are independent marketing partners.

Nothing in these Terms authorises a Partner to:

• bind Avon Ensure;
• negotiate contracts on our behalf;
• accept payments for Avon Ensure;
• provide legal advice;
• provide financial advice;
• provide regulated advice;
• make contractual promises on behalf of Avon Ensure.

Only Avon Ensure may enter into agreements with Clients.

17. Independent Relationship

Nothing contained in these Terms creates:

• employment;
• agency;
• franchise;
• joint venture;
• partnership;
• fiduciary relationship.

Partners operate independently.

18. Prohibited Activities

Partners must not:

• submit fake Referrals;
• submit self-Referrals solely to obtain Commission;
• engage in fraudulent activity;
• impersonate Avon Ensure;
• misrepresent our Services;
• send spam communications;
• use misleading advertising;
• misuse customer information;
• engage in unlawful marketing.

Violation of these Terms may result in immediate termination.

19. Confidentiality

Partners must keep confidential all non-public information relating to Avon Ensure including:

• Commission structures;
• business processes;
• pricing;
• commercial strategies;
• customer information;
• internal documentation.

Confidentiality obligations survive termination.

20. Data Protection

Partners must comply with all applicable privacy and data protection legislation, including the UK GDPR where applicable.

Partners must ensure that Client information is collected, processed, and shared lawfully.

21. Compliance with Laws

Partners must comply with all applicable:

• advertising laws;
• consumer protection laws;
• anti-spam legislation;
• financial promotion requirements;
• privacy laws;
• international marketing regulations.

Partners are solely responsible for ensuring their promotional activities comply with the laws of the jurisdictions in which they operate.

22. Anti-Bribery & Anti-Fraud

Partners must not engage in bribery, corruption, money laundering, fraud, or any unlawful conduct.

Avon Ensure reserves the right to investigate suspected misconduct and take any action considered appropriate.

23. Taxes

Partners are solely responsible for:

• declaring Commission received;
• paying all applicable taxes;
• complying with local tax obligations.

Avon Ensure will not be responsible for any tax liabilities arising from Commission payments unless required by law.

24. No Exclusivity

Participation in the Program is non-exclusive.

Avon Ensure may appoint additional Partners at any time.

Partners remain free to promote other businesses unless otherwise agreed in writing.

25. Suspension & Termination

Avon Ensure may suspend or terminate participation immediately, with or without notice, where:

• these Terms are breached;
• fraudulent activity is suspected;
• unlawful conduct occurs;
• Avon Ensure reasonably believes continued participation may damage its reputation or business interests.

Termination does not affect Avon Ensure’s rights regarding unpaid or recoverable Commission.

26. Changes to the Program

We may modify:

• these Terms;
• Commission structures;
• Commission slabs;
• referral procedures;
• eligibility requirements;
• marketing materials;
• operational processes.

Changes become effective when published on our website or otherwise communicated to Partners.

Continued participation constitutes acceptance of the updated Terms.

27. Limitation of Liability

To the fullest extent permitted by applicable law, Avon Ensure shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of revenue, profits, business opportunities, goodwill, or anticipated savings arising from or relating to participation in the Program.

Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.

28. Indemnity

The Partner agrees to indemnify and hold harmless Avon Ensure, its directors, officers, employees, contractors, and affiliates from any claims, liabilities, losses, damages, costs, or expenses arising from:

• the Partner’s breach of these Terms;
• unlawful or misleading marketing;
• misuse of Avon Ensure’s intellectual property;
• negligence or misconduct by the Partner.

29. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of England and Wales.

Any dispute arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

30. Contact

For questions regarding the Avon Ensure Partner Program, please contact:

Avon Ensure – Partner Team

Website: https://www.avonensure.com

Email: [email protected]

31. Acceptance

By applying to or participating in the Avon Ensure Partner Program, you confirm that you have read, understood, and agree to be bound by these Partner Program Terms & Conditions.

If you do not agree with these Terms, you must not participate in the Program.